Aulia Nisrina, Fida, and Budi Sukardi. “Digital Confidence Beyond Profit: How Self-Efficacy And Perceived Authenticity Override Risk Preferences In Muslim Generation Z’s Sharia Investment Motivation In Surakarta”. AT-TIJARAH: Jurnal Penelitian Keuangan Dan Perbankan Syariah, vol. 7, no. 2, Dec. 2025, pp. 62-75, doi:10.52490/at-tijarah.v7i2.6806.