Santi Arafah, Amanda Egi Pratiwi, Khadijah Syaparillah Simamora, and Aldi Armadana. “Determinants of Customers’ Decisions in Choosing Musyarakah Mutanaqisah Financing: The Roles of Personal Selling, Perceived Value, and Perceived Sacrifice”. Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) 10, no. 1 (June 30, 2026): 32–56. Accessed October 10, 2026. https://journal.uinsuna.ac.id/index.php/jeskape/article/view/7907.